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CREDIT INSURANCE2018-08-28T18:17:26+00:00

Gulf Guaranty has enjoyed a leading role in the credit insurance industry in our region during the past forty years. The combination of our experienced sales executives and the longevity of our home office staff are invaluable in helping meet our client’s every need.   Contact a member of Our Team for more information about our credit insurance products.

CREDIT LIFE INSURANCE

Traditional Credit Life Insurance is designed to reduce or extinguish an insured’s debt in the event of death and can be written to include credit disability insurance.

Credit Life premium is calculated by using the state mandated rate which is the same for all ages.  The premium is based on the loan amount, loan term, and type of coverage selected – not the borrower’s age.

State Specific Product Overview

ALABAMA
LOUISIANA
MISSISSIPPI
TENNESSEE
ARKANSAS

NetTerm INSURANCE

NetTerm is a convenient and inexpensive age rated term life coverage designed to insure the indebtedness on larger, long term loans and can be written to include credit disability insurance.

 

State Specific Product Overview

ALABAMA
LOUISIANA
MISSISSIPPI
TENNESSEE

CREDIT DISABILITY INSURANCE

Disability insurance offers the insured debtor peace of mind when an injury or sickness occurs preventing the insured debtor from performing work-related duties. Disability insurance is available with both the Credit Life and the NetTerm product.

IQ SOFTWARE DOWNLOAD

State Specific Download

ALABAMA
LOUISIANA
MISSISSIPPI
TENNESSEE

INSURANCE CLAIM FORMS:

Accident and Health Claim Forms
Life Insurance Claim Form